Privacy Policy
Effective date: [insert effective date]
This policy explains how Contractor Insurance Solutions LLC, trading as 1 Insurance Solutions, handles the information you give us.
Information we collect
Personal information means information that identifies you, including:
- Name
- Date of birth
- Title
- Address
- Telephone number
- Email address
When you request an insurance estimate we also collect business information such as your trade, revenue, payroll, employee count, subcontractor costs, vehicles, equipment, claims history, and contract requirements.
Sensitive information
Some categories are treated as sensitive and handled with additional care. These include race or ethnic origin, nationality, political opinions, religious or philosophical beliefs, and physical or mental health information.
How we handle your information
- We collect information for legitimate business purposes only.
- We tell you why we are collecting information at the point we collect it.
- We use information only for the purpose we disclosed.
- We retain information only as long as necessary for that purpose.
- We collect sensitive information only where legally permitted, legally required, or expressly authorized by you.
- We do not sell, disclose or rent personal information for direct marketing.
- We may share information with insurers, underwriters and service providers in order to evaluate and place coverage, and we require them to maintain privacy and security safeguards.
- We limit access to personnel with a business need for it.
- We provide data breach notifications where the law requires them.
Text messages
We send two kinds of text message: promotional messages about our services, and transactional messages about an estimate or policy you have with us. Both require your explicit opt-in, which you give by checking the consent box on one of our forms.
Message frequency is up to 10 messages per month. Message and data rates may apply through your carrier. Reply STOP to any message to stop receiving them, or HELP for assistance. Numbers collected for text messaging are used to contact you about your insurance and are not sold or shared for third-party marketing.
You are responsible for keeping the number on file current. To the extent permitted by law, we are not liable for delayed or undelivered messages, which depend on your carrier. Our text messaging practices are intended to comply with the Telephone Consumer Protection Act.
Cookies
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Changes to this policy
We may update this policy from time to time. The effective date above shows when it was last revised.
Contact us about privacy
Questions can go to [email protected] or 877-700-0243, or by mail to 4503 Northwest 103rd Avenue, Suite #101, Sunrise, Florida 33351.